Wealth management as an investment-advisory discipline incorporates financial planning, investment portfolio management and a number of aggregated financial services. High-net-worth individuals (HNWIs), small-business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management. Wealth managers can have backgrounds as independent Chartered Financial Consultants, Certified Financial Planners or Chartered Financial Analysts (in the USA), Chartered Strategic Wealth Professionals (in Canada), Chartered Financial Planners (in the UK), or any credentialed (such as MBA) professional money managers who work to enhance the income, growth and tax-favored treatment of long-term investors. One must already have accumulated some amount of wealth for wealth management strategies to be effective.
Private wealth delivered to high-net-worth investors. Generally this includes advice on the use of various estate planning vehicles, business-succession or stock-option planning, and the occasional use of hedging derivatives for large blocks of stock.
Traditionally, the wealthiest retail clients of investment firms demanded a greater level of service, product offering and sales personnel than that received by average clients. With an increase in the number of affluent investors in recent years, there has been an increasing demand for sophisticated financial solutions and expertise throughout the world.
The term “wealth management” occurs as at least as early as 1933.It came into more general use in the elite retail (or “Private Client”) divisions of firms such as Goldman Sachs or Morgan Stanley (before the Dean Witter Reynolds merger of 1997), to distinguish those divisions’ services from mass-market offerings, but has since spread throughout the financial-services industry. that had formerly served just one family opened their doors to other families, and the term Multi-family office was coined. Accounting firms and investment advisory boutiques created multi-family offices as well. Certain larger firms (UBS, Morgan Stanley and Merrill Lynch) have “tiered” their platforms – with separate branch systems and advisor-training programs, distinguishing “Private Wealth Management” from “Wealth Management”, with the latter term denoting the same type of services but with a lower degree of customization and delivered to mass affluent clients. At Morgan Stanley, the “Private Wealth Management” retail division focuses on serving clients with greater than $20 million in investment assets while “Global Wealth Management” focuses on accounts smaller than $10 million.
Traditionally, the wealthy clients of investment firms require a higher level of service, exclusive offers and personal service than that available to ordinary customers.
The section “Wealth Management” of our site was conceived not as a proper CAPITAL MANAGEMENT in its classic sense. We do not set the task to take on such a mission in the wider financial sense. Here we will focus on collaboration with the ordinary investor confidence work team when the owner of capital does not lose control over own funds. It is not easy to earn tens or hundreds of millions of dollars and even more difficulties in the way preservation and augmentation of capital. Here we need to establish the fine collaboration of investors and an international team of experts, people with the certain qualities and necessary contacts and unmistakable action for ordinary and even beginner investors. This segment of the financial market is quite extensive and success are only possible if the we’re ensure complete safety of the planned transactions and the creation of trust relationships in the team, in which will not of fear of losing money.
Describing the way we work, we can not be open them completely. It is a personal know-how. Market – is competitive arena, and when you fully open your methodologies it is similar to that you are sharing information with their opponents.
ORIENTAL WEALTH MANAGEMENT CO., LIMITED
Reg.No.:1511309/ 04.10.2010 Hong Kong