Dear Sirs,

Can we offer to your attention the opportunity to obtain loans to finance your investment projects secured by bank guarantees leading banks rated “AAA”. In formulating our proposal, we are guided by existing realities of the business, banking rules and procedures do not offer unrealistic schemes, do not promise unrealistic earnings. We’re not trying to compete with the absurd proposals of many “brokers” and offer only that the corresponds to the real opportunities that exist in this difficult financial market.

We’re not talking on the «non-recourse loan», because this title is absurd. Just think for yourself if it’s a money that not necessary to return, it is not a loan, and if it’s credit funds, this the credit have to be returned. Therefore, all legal documents should be strictly conform to the practice of processing of such transactions otherwise concluded contracts become worthless and unnecessary for execution.

 

We are obliged to conclude contracts only in the real legal field, talk about conventional loans for a short period or on the long-term loans for 5-10 years with the return of borrowed funds and payment of interest at maturity, etc. However, we can have a different arrangement with the owner of the instrument, including not to return the loan, to sign a confidential supplement to the standard loan agreement, but we still have the obligation to return the loan and payment of interest, as well as a share of income, to our financial partner.

 

Should be understood that no one, not of  the receiving Bank or our company, also not the issuing bank is not interested in the insurance case, when the loan is not returned, and there is a necessity to present a bank guarantee for payment to the  issuing bank. This is a serious incident that will have extremely negative consequences for all parties involved.

 

If the of collateral instruments was already issued by the  issuing bank of the principal / applicant for a specific beneficiary, then the beneficiary of this instrument must to be agreed with the receiving bank of the conditions of the loan or credit line, expressed in a particular official decision of the credit committee of the bank to grant him a credit line to finance an investment project that was already accepted by the bank or for commercial contract.

 

The banks carefully follow the rules of lending for the profitable projects: carefully analyze the political and economic situation in the country where you plan to use the loan to finance the project, the accounting statements of the company for the past three years, the business plan and the Cash-Flow, clearly showing how will be generated the income  to repay the loan .

 

If the credit committee of the bank in advance was not made an official decision to grant a loan to the client-the beneficiary BG that secured by bank instrument, the proposed transaction on receipt of the Bank guarantee or the letter of credit is certainly doomed to failure.

 

We often surprised of other attempts  from failed “beneficiaries” to send requests in search of loans in someone else’s (often foreign) banks on the security of instrument that the pretender has identified as “beneficiary”.

 

For carrying out a successful transaction an issuing bank should again to issue of new instrument to the real beneficiary who is able to obtain credit resources in their receiving Bank. In this context, the question arises about involvement in the a new transaction of the failed “beneficiary”. He certainly will be left behind and can be rely only on percentage of the transaction to be paid to the intermediaries.

 

Or other possible outcome of the case: the failed beneficiary sign a tripartite agreement on joint activities with the principal / applicant of BG and our company as a primary beneficiary to issue RWA letter with the distribution of the loan amount between the parties.

 

If you want to start the such a complicated and multifaceted work as obtaining loans on the security of bank instruments, all participants should advance to rid himself of one’s illusions  and thoroughly examine the subject of its activities primarily from the point of view of existing realities.

 

 

We are not intermediaries, and do not offer intermediary services. If you are looking for brokers who are ready to act as guides to find a loan, you can to continue yours search and do not to contact us. Our proposal has a very different meaning. We offer partnership and the contract on joint activity.

 

We operate exclusively in real time, in real banking community, observing objectively existing ( existing for many years independently of our consciousness and desires) banking rules and procedures.

 

To resolve the problem of obtaining of financial resources for these or other purposes, we can work with the owner of the bank instrument (with the principal/applicant) only. The owners and the management of the enterprise an applicant / Principal of banking instrument should have developed an investment project and to be interested in obtaining financial resources in the form of a loan for its implementation.

 

If such a developed project does not exist – we can offer our project, that really exists, accepted by the bank, the local administration and can withstand any Due Diligence. Under this project will be possible to do program to increase of the capital and also we’ll be not have any problems with the transferring of the funds.

 

The success of the deal depends on the willingness of the principal / applicant to establish with us the partnerships to work as a team.

 

loan-credits-oriental-wealth-management

 

 

 

 

 

 

*

 

We’re offer the one of the schemes of transaction that consists of the following:

 

Option 1: DDIRECT PLACEMENT OF BANK GUARANTEES IN THE INVESTMENT PROGRAM

 

 

Dear Sirs.

The company ORIENTAL WEALTH MANAGEMENT CO., LIMITED is ready to cooperate on principles of partnership to ensure funding in your investment project ________ that cost of ____ million euros under condition of granting ___ of bank guarantees of face value 200 million euros each, issued at the expense of own funds of the Principal to be used as collateral instrument for a loan.

The Issuing bank should have a rating not less than «AA +» to assess by credit rating agencies Standard & Poor ‘s (S & P), Moody’ s and the Group of Fitch.

If the issuing bank has a rating the lowest level, the ability to use its bank instruments shall be agreed separately.

We suppose to establish direct working contact with the company ______ – Principal bank instrument (it is a prerequisite for further work).

 

Principal fills out, signs and sends to us information form CLIENT INFORMATION SHEET (CIS). We also send to the Principal the our Information Form – CLIENT INFORMATION SHEET (CIS).

Principal should be ready to sign an agreement with our company ORIENTAL WEALTH MANAGEMENT CO., LIMITED on joint activities to finance the corresponding investment project/projects and provide us with a brief summary of its investment project with the Cash Flow (cash flow schedule in the project from the beginning of investment to its full payback) in English.

In individual cases in order to guarantee obtaining of investment resources for the successful implementation of the investment project we propose to include in the management of the company Principal a high level professional on investing of the Engineer ________, a citizen of one of the EU countries as a director of the Investment as authorized signatory on the account in account of issuing bank from which it will then be issued the banking instrument and an authorized signatory of the agreement with the beneficiary.

 

 

In order to ensure mutual control and confidence in the performance of the Principal all commitments on payment of investment funds by us, we offer to give of the representative of the Principal the right to be the authorized signatory on the account of the company ORIENTAL WEALTH MANAGEMENT CO., LIMITED at the bank HSBC HK, which we suggest to place the funds from the Beneficiary secured by bank instrument of the Principal for further work to increase the capital.

We have a real opportunity to comply our obligations to the Principal / the Applicant of bank instrument to pay him the full amount of funds with the LTV at least ____% by tranches or pay the cost of banking instrument in accordance with the arrangements.

***

 

oriental-wealth-management-solutions

THE APPROXIMATE STEP BY STEP PROCEDURE TO OBTAIN AN  INVESTMENT  FUNDS  SECURED BY THE BANK GUARANTEE:

 

 1. After appropriate double/tripartite negotiations between the initiator of the transaction, the company ORIENTAL WEALTH MANAGEMENT CO., LIMITED and the Principal, shall be signed an agreement on joint financing of investment project of the Principal.

In certain cases when we’ll agreed to use of opportunities to increase the capital, the Parties also agreed to finance the project of the company ORIENTAL WEALTH MANAGEMENT CO., LIMITED.

2. Principal should initiate the issuing of bank letter – RWA from the official E-mail of issuing bank to his address (to the corporate E-mail of Principal) with simultaneous copies (CC) of letters that send to E-mail info@icc758.com (our company) regarding the readiness to issue Bank Guarantee in favor of the  Beneficiary –  ____ Bank ___Hong Kong Branch for the account of China Investment International Group Limited.

3. In individual cases in order to guarantee obtaining of investment resources for the successful implementation of the investment project we propose to include in the management of the company Principal a high level professional on investing of the Engineer ________, a citizen of one of the EU countries as a director of the Investment as authorized signatory on the account in account of issuing bank from which it will then be issued the banking instrument and an authorized signatory of the Agreement with the Beneficiary.

4. Principal fills out and signs a special application form (KYC) with a copy of a bank letter RWA and the applicant’s passport, the authorized signatory on the account of the company in the issuing bank.

5. The Principal signs the corresponding agreement with the Beneficiary of a bank instrument. We present initial the agreement and it becomes a contract binding on the parties.

This agreement, we also provide to the issuing bank to issue of BG to the Beneficiary.

6. In accordance with our letter to the Principal and submitted to the bank the Agreement of borrowed investment funds, the Principal will initiates sending from the issuing bank the Pre-Advice via SWIFT MT799 (Appendix 2) to the account of Beneficiary to the Development Bank Corporation Hong Kong Branch for the account of China Investment International Group Limited.

If necessary (In case of problems to obtain SWIFT MT799 Pre-Advice in receiving bank), an Principal immediately should organize simultaneous sending/forwarding by E-mail certified copy of SWIFT MT799 Pre-Advice from the official E-mail the issuing bank to the official E-mail of bank of finale beneficiary, and (CC copy) to the Principal.

7. Within five (5) business days after receipt and confirmation SWIFT MT799 from the issuing bank, the Development Bank Corporation Hong Kong Branch will send SWIFT MT799 to the Issuing bank of readiness to accept BG via SWIFT MT760 and arrange payment in accordance with the Agreement. (Appendix 3)

8. Within three (3) business days after receipt and confirmation SWIFT MT799 of readiness to accept BG, the issuing Bank of the Principal will send BG via SWIFT MT760 to the ____ Bank ____ Hong Kong Branch.

If necessary, an Principal of BG should organize simultaneous sending/forwarding by email copies of SWIFT MT760 from official E-mail of the issuing bank to the official E-mail of bank of finale beneficiary, and (CC copy) to the icc758@gmail.com

9. Within seven (7) business days after receipt, the successful verification of SWIFT MT 760 and authentication of funds on the basis of that the bank issued an instrument, the issuing bank will send the original (hard copy of BG) with wet signatures to the receiving bank by courier.

 10. Payment of the Loan to the Borrower by the Lender will be implemented in the agreed amount and schedule in accordance with the Agreement with the Lender. In this the first tranche amounting to at least ___% of the face value of bank instrument will be paid not later than 7 business days after verification and authentication of bank instrument.

The verbiage of SWIFT’s, information regarding LTV and another details all will be sent to you after official agreeing of proposed procedure and receiving full information of your abilities.

***

APPROXIMATE VERBIAGE  RWA, SWIFTs MT 799/799/760

Appendix 1.

APPROXIMATE VERBIAGE  RWA                                     

ON BANK LETTERHEAD

(To be send by the Issuing Bank)

VERBIAGE/TEXT OF BANK CAPABILITY AND RWA LETTER

Date:

To:    Applicant   – _______ PLC

Attn: Beneficiary – CHINA ____ BANK ____ FOR THE ACCOUNT OF CHINA ____ LIMITED

Attn:  ORIENTAL WEALTH MANAGEMENT CO., LIMITED

Reference:  BANK GUARANTEE IN THE AMOUNT OF € 500,000,000.00

WE, ____BANK, WITH REGISTERED ADDRESS AT   ______, REPRESENTED BY UNDERSIGNED OFFICERS, HEREBY CONFIRM WITH FULL BANK RESPONSIBILITY AND LABILITY ON  BEHALF OF OUR CLIENT _______.     ACCOUNT NUMBER: ______ THAT WE ARE READY, WILLING AND ABLE TO ISSUE AND DELIVER ONE  (1), BANK GUARANTEE, IN ACCORDANCE WITH ICC PUBLICATION NO. 758 ISSUED BY _____BANK  IN FAVOUR OF BENEFICIARY CHINA ___ BANK ____ FOR THE ACCOUNT OF CHINA I____ LIMITED  WITH A PRINCIPAL FACE VALUE OF _____ MILLION EURO (€ __500,000,000.00) WITH VERBIAGE CONTEINED OF THIS TRANSMISSION.

THE IMPLEMENTATION SHALL BE DONE VIA SWIFT MT799 PRE-ADVICE, SWIFT MT760 AND ORIGINAL WET SIGNED HARD COPY WITHIN SEVEN (7) BANKING DAYS PER BANK BONDED COURIER AS PER INSTRUCTIONS OF OUR CLIENT _____ PLC.     IN FAVOR OF THE BENEFICIARY CHINA ____ BANK C____ FOR THE ACCOUNT OF CHINA _____ LIMITED  UPON FIRST REQUEST, FOR A PERIOD ONE YEAR AND ONE MONTH FROM THE DATE OF ISSUE OF THE MT760 FORMAT 758.

WE FUTHER CONFIRM THAT THE BANK GUARANTEE IS CASH-BACKED AND IS ASSIGNABLE, TRANSFERABLE AND UNCONDITIONALLY CALLABLE UPON MATURITY.

THIS BANK CONFIRMATION LETTER CAN BE CHECKED WITH THE UNDERSIGNED BANK OFFICERS FROM ANY PERSON HAVING BEEN DESIGNATED IN WRITING BY YOU.

FOR AND BEHALF OF: ____BANK PLC.

BANK ADDRESS:

BANK OFFICER  (1)             BANK OFFICER (2)

NAME                                                                             NAME

TITLE      TITLE

PIN #      PIN #

PHONE  PHONE

E-MAIL                 E-MAIL

SIGNATURE          SIGNATURE

Bank Stamp

________________________________________________________

Appendix 2.                                                                    Приложение 2.

Annex A. $ USD -€ EURO. 100 Million Up to one Billion

Bank Guarantee (Pre-advise) via SWIFT MT-799

From

Issuing Bank Name

Bank Address

Bank Officer Name

SWIFT CODE

Phone

Fax

Telex

Email Address

To:

Bank Name          China _____Hong Kong Branch

Bank Address

Bank Officer         XXXXXXX  Chief Executive

Direct Line                                         +852 XXXXXXXX

Fax

Email Address                    XXXXXXXXX

Swift Code

Beneficiary           D______ Bank ____ Hong Kong Branch for the account of China ______ Limited

ACCT    USD         XXXXXXXXXX

As per instruction of our client, XXXXXXXXX, Legally represented by it Director Mr. XXXXXXXXXXXXXXXXX holder of XXXX Passport # XXXXXXX. We, XXXXXXX Bank addressed at XXXXXXXXX XXXXXXX    XXXXXX hereby confirm, with full Bank responsibility, that we are ready, willing and able and have the credit facility to issue the following unconditional Bank Guarantee Number  __( Number of  Bank Guarantee)____  in the total face amount of USD  Two hundred and fifty million ($250,000,000.00) in favor of D______ Bank ______ Hong Kong Branch for the account of China ____Limited for a period of One (1) year and One (1) day. This letter must be verified and authenticated via our bank office on a bank-to-bank basis by swift MT799. Further, we hereby confirm that we will deliver the Bank Guarantee via SWIFT MT-760 to the designated bank coordinates as instructed.

Quoted

We herewith open our Bank Guarantee Number …… (Number of Bank Guarantee)…..as follows:

For value received by us, we, XXXXXXXX Bank XXXX addressed at XXXXXXX XXXXXXXX, hereby irrevocably and unconditionally without protest or notification promise to pay against this Bank Guarantee Number: …..(Number of Bank Guarantee)….. In favor of D______ Bank ______ Hong Kong Branch for the account of China _____ Limited on maturity date …. (Date)….. the sum of USD Two hundred and fifty million ($250,000,000.00) in the lawful currency of the United States, upon presentation to us of the original of this Bank Guarantee at our counters in (XXXXXX XXXXXXXX) on maturity date, but not later than fifteen days after the maturity date.

.

Such payment shall be made without set off and clear of any deductions, charges, fees or withholdings of any nature, now or hereinafter imposed, levied, collected, withheld or assessed by the Government of the Issuing Bank or any political subdivision or authority therein or thereof.

This Guarantee is cash backed with funds on deposit that are good, clean, cleared of non-criminal origin, free of any liens or encumbrances legally earned by the applicant.

This Bank Guarantee is transferable and assignable without presentation of it to us and without the payment of any transfer or assign fee and charge.

This Bank Guarantee is governed by the Uniform Customs and Practices for Bank Guarantees as set for the in the ICC Publication NO: 500/600 and its latest revision.

This is an operative instrument and no mail confirmation will follow.

For and on behalf of XXXXXXXX Bank XXXX, XXXXXXX

(Bank officer #1)          (Bank officer #2)

Unquoted

For and on behalf of

XXXXXXX Bank, XXXXXXX

XXXXXXXXXX                                     XXXXXXXXX

BANK OFFICER  (1)             BANK OFFICER (2)

NAME                                                                             NAME

TITLE      TITLE

PIN #      PIN #

PHONE  PHONE

E-MAIL                 E-MAIL

SIGNATURE          SIGNATURE

Bank Stamp

_______________________________________________________

Appendix 3.                                                                    Приложение 3.

Reply via Swift MT-799

From

Bank Name          China ____ Bank _____Hong Kong Branch

Bank Address      _____

Bank Officer Name            XXXXXXXXXXXX    Chief Executive

Direct line            +852 XXXXXXXX

Fax         +852 _____

Email Address     XXXXXXXXXX

SWIFT CODE                       ___

To:

Issuing Bank Name

Bank Address

Bank Officer Name

SWIFT CODE

Phone

Fax

Telex

Email Address

Without any engagement whatsoever on your part, kindly reply you that we, China ____ Bank ____ Hong Kong  hereby confirm with full legal banking responsibility that we are ready to receive your unconditional Bank Guarantee Number ____( Number of  Bank Guarantee)____ in aggregate amount USD Two hundred and fifty million ($250,000,000.00)  to the beneficiary of China _____ Bank ____Hong Kong Branch for the account of China _____ Limited, for a period of one (1) year and one (1) day which issued by you bank.

We also confirm with full banking responsibility that the fund is ready for China _______ Limited. Against your unconditional Bank Guarantee

Best Regards

For and on behalf of

China ___ Bank ____

________

Bank Officer#1:

Bank Officer#2:

________________________________________________________

Appendix 4.                                                                    Приложение 4.

Bank Guarantee via Swift MT- 760

From

Bank Guarantee Number

Issuing Bank Name

Bank Address

SWIFT CODE

Amount

Currency                             USD

Date of Issue

Date of Maturity

To

Bank Name          China ____Bank _____ Hong Kong Branch

Bank Address      _____

Bank Officer         XXXXXXX  Chief Executive

Direct Line                                         +852 XXXXXXXX

Fax         ____

Email Address                    XXXXXXXXX

Swift Code           ____

Beneficiary           _______

ACCT    USD         XXXXXXXXXX

As per instruction of our client, XXXXXXX XXXXXX XXXXXX   XXXXXXXXXXXX legally represented by it Director Mr. XXXXXXXXX XXXXXXXXX holder of XXXXXX Passport # XXXXXXXXXXX.

We herewith open our Bank Guarantee Number …… (Number of Bank Guarantee)…..as follows:

For value received by us, we, XXXXXXX Bank addressed at XXXXXXX, XXXXXX,  hereby irrevocably and unconditionally without protest or notification promise to pay against this Bank Guarantee Number: …..(Number of Bank Guarantee)….. In favor of _____ Bank _____ Hong Kong Branch for the account of China ______ Limited on maturity date …. (Date)….. the sum of USD Two hundred and fifty million ($250,000,000.00)  in the lawful currency of the United States, upon presentation to us of the original of this Bank Guarantee at our counters in XXXXXXX  XXXX on maturity date, but not later than fifteen days after the maturity date.

.

Such payment shall be made without set off and clear of any deductions, charges, fees or withholdings of any nature, now or hereinafter imposed, levied, collected, withheld or assessed by the Government of the Issuing Bank or any political subdivision or authority therein or thereof.

This Guarantee is cash backed with funds on deposit that are good, clean, cleared of non-criminal origin, free of any liens or encumbrances legally earned by the applicant.

This Bank Guarantee is transferable and assignable without presentation of it to us and without the payment of any transfer or assign fee and charge.

This Bank Guarantee is governed by the Uniform Customs and Practices for Bank Guarantees as set for the in the ICC Publication NO: 500/600 and its latest revision.

This is an operative instrument and no mail confirmation will follow.

For and on behalf of XXXXXXXX Bank, XXXXXXX

(Bank officer #1) (Bank officer #2)

For and on behalf of

XXXXXXXXX Bank, XXXXXXX

XXXXXXXXX                                  XXXXXXX

BANK OFFICER  (1)             BANK OFFICER (2)

NAME                                 NAME

TITLE                                 TITLE

PIN #                                 PIN #

PHONE                               PHONE

E-MAIL                               E-MAIL

SIGNATURE                        SIGNATURE

Bank Stamp

 

 

 

 

oriental-wealth-management--Business-Solutions-5

Option 2:  OBTAINING OF LOANS TO FINANCE INVESTMENT PROJECTS UNDER PLEDGE OF THE BANK GUARANTEES

 

1. Principal / Applicant should be willing to issue Bank Guarantee/ SBLC of acceptable banks the expense of own funds to use as collateral for a loan ;

 

2. Principal / an applicant should be ready to sign an agreement with our company ORIENTAL WEALTH MANAGEMENT CO., LIMITED on joint activities to finance the corresponding investment project due to the loan.
3. Principal / an Applicant should initiate the issuing of bank letter – RWA from the official E-mail of issuing bank to his address (to the corporate E-mail of Principal) with simultaneous copies (CC) of letters that send to E-mail info@icc758.com (our company) regarding the readiness to issue Bank Guarantee in favor of a third party – to the Ultimate Beneficiary.

 

 

4. We get the funds to our account at HSBC HK against this bank instrument with a certain discount from our financial partners who is interested in the success of our transactions to the certain investment project of the Principal/Borrower. The present Account can be controlled by two signatures – ours and the Borrower. So there will be give confidence to the Principal / the Borrower in the implementation by us the commitments to repay the loan.

 

In certain cases, in order to ensure the safety of transactions and guaranteed repayment of the loan, the amount of the loan (the body of the loan) may be blocked in our account by the Lender for collaboration to increase the capital.

 

Such joint efforts gives us a real opportunity to fulfill their obligations to the Principal / an applicant of BG and to pay him the full amount borrowed funds with LTV not les then 90% in tranches, as well as guarantee to our financial partners repayment of the loan and participation in profits.

 

We can offer a deeper cooperation with the principal / applicant of the banking instrument via joint acquisition of the new Hong Kong company with an account in HSBC HK or another acceptable bank in Hong Kong, renewal it to the new owners (50% to the our side and 50% to the principal / applicant ) and its further using as primary Beneficiary after some update  with a financial partner in the bank.

 

The approximate procedure for using the Bank Guarantee as collateral to obtain a loan :

 

 

  1. After appropriate double/tripartite negotiations between the initiator of the transaction, the company ORIENTAL WEALTH MANAGEMENT CO., LIMITED, as a primary Beneficiary / Lender and the Principal / Applicant as Borrower, shall be signed the Loan agreement to finance of the investment project of the Principal / applicant / borrower via the loan.The Principal to participates in discussing and agreeing on the text of the Loan Agreement and the parameters of the loan, signed together with us, or initialed by his signature of the Loan Agreement with the Final Beneficiary.
    This agreement, we also provide to the issuing bank to issue of BG to the Final Beneficiary.

 

  1.  The borrower/applicant (Principal) initiates simultaneous forwarding from bank officer copies of the of information letter RWA (Appendix 1) by E-mail from the official E-mail of issuing bank to the official E-mail to the official E-mail of Principal / an Applicant ( the client of issuing bank) and in the same time the copies (CC) to the E-mail: icc758@gmail.com of company ORIENTAL WEALTH MANAGEMENT CO., LIMITED (Primary Beneficiary). Consequently, we get
    the right to co-sign with the Principal / an Applicant the appropriate Loan Agreement on the security of a bank instrument with the known to us financial institutions, willing to work with us on certain conditions.

 

 

 

  1. In accordance with our letter to the Borrower / Principal and submitted to the bank the Agreement of borrowed investment funds, the Principal/Applicant of BG will initiates sending from the issuing bank the Pre-Advice via SWIFT MT799 to the account of Final Beneficiary to the funding bank. If necessary (In case of problems to obtain SWIFT MT799 Pre-Advice in receiving bank), an Applicant/Borrower immediately should organize simultaneous sending/forwarding by E-mail certified copy of SWIFT MT799 Pre-Advice from the official E-mail the issuing bank to the official E-mail of bank of finale beneficiary, and (CC copy) to the Lender.

 

 

  1. Within five (5) business days after receipt and confirmation SWIFT MT799 from the issuing bank of the Borrower the receiving bank will send SWIFT MT799 of readiness to accept BG via SWIFT MT760 and confirm the availability of funds.

 

5. Within three (3) business days after receipt and confirmation SWIFT MT799 of readiness to accept BG, the issuing Bank of the Borrower will send BG via SWIFT MT760 to the receiving bank specified by the Lender to the designated of finale beneficiary. If necessary, an applicant of BG / borrower should organize simultaneous sending/forwarding by email copies of SWIFT MT760 from official E-mail of the issuing bank to the official E-mail of bank of finale beneficiary, and (CC copy) to the Lender

 

 

 

  1. Within seven (7) business days after receipt and successful verification SWIFT MT 760 the issuing bank will send the original (hard copy of BG) with wet signatures to the receiving bank by courier.

 

 

Payment of the Loan to the Borrower by the Lender will be implemented in the agreed amount and schedule in accordance with the Agreement with the Lender and the contract for supply and installation of equipment.

 

 

 

APPENDIX № 1

 

ON BANK LETTERHEAD

(To be send by the Issuing Bank)

VERBIAGE/TEXT OF BANK CAPABILITY AND RWA LETTER

 

Date:

To:    Applicant   – _______ PLC

Attn: Beneficiary – ORIENTAL WEALTH MANAGEMENT CO., LIMITED

Reference:  BANK GUARANTEE IN THE AMOUNT OF € 50,000,000.00

 

WE, _____ BANK PLC., WITH REGISTERED ADDRESS AT   8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK, REPRESENTED BY UNDERSIGNED OFFICERS, HEREBY CONFIRM WITH FULL BANK RESPONSIBILITY AND LABILITY ON  BEHALF OF OUR CLIENT O_______PLC.     ACCOUNT NUMBER: ______ THAT WE ARE READY, WILLING AND ABLE TO ISSUE AND DELIVER ONE  (1), BANK GUARANTEE, IN ACCORDANCE WITH ICC PUBLICATION NO. 758 ISSUED BY HSBC BANK PLC. IN FAVOUR OF ORIENTAL WEALTH MANAGEMENT CO., LIMITED   WITH A PRINCIPAL FACE VALUE OF _____ MILLION EURO (€ __0,000,000.00) WITH VERBIAGE CONTEINED OF THIS TRANSMISSION.

 

THE IMPLEMENTATION SHALL BE DONE VIA SWIFT MT799 PRE-ADVICE, SWIFT MT760 AND

ORIGINAL WET SIGNED HARD COPY WITHIN SEVEN (7) BANKING DAYS PER BANK BONDED

COURIER AS PER INSTRUCTIONS OF OUR CLIENT _____ PLC.    AND OF THE ORIENTAL WEALTH MANAGEMENT CO., LIMITED   AS BENEFICIARY OF THIS BANK GUARANTEE  IN FAVOR OF THE THIRD PARTY NOMINATED BY THE OUR CLIENT _____ PLC.    AND OF ORIENTAL WEALTH MANAGEMENT CO., LIMITED   UPON FIRST REQUEST, FOR A PERIOD OF ONE (1) YEAR AND ONE MONTH (1) FROM THE DATE OF ISSUE OF THE MT760.

 

WE FUTHER CONFIRM THAT THE BANK GUARANTEE IS CASH-BACKED AND IS ASSIGNABLE, TRANSFERABLE AND UNCONDITIONALLY CALLABLE UPON MATURITY.

 

THIS BANK CONFIRMATION LETTER CAN BE CHECKED WITH THE UNDERSIGNED BANK OFFICERS FROM ANY PERSON HAVING BEEN DESIGNATED IN WRITING BY YOU.

 

FOR AND BEHALF OF: HSBC BANK PLC.

8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK

 

BANK OFFICER                                                              BANK OFFICER

NAME                                                                                NAME

TITLE                                                                                TITLE

PIN #                                                                                 PIN #

PHONE                                                                             PHONE

E-MAIL                                                                            E-MAIL

SIGNATURE                                                                  SIGNATURE

(BANK SEAL)

 

 

 

APPENDIX №2

 

VERBIAGE OF SWIFT MT799 PRE-ADVICE

(SPECIMEN COPY – FINAL TEXT AS PER ISSUING BANK STANDARD FORMAT)

——————————-Message Header——————————-

 

XXXXXXXX

MESSAGE HEADER

SWIFT IMPUT: MT 799 PRE-ADVICE FREE FORMAT MESSAGE

SENDER: MIDLGB22

BANK NAME:  HSBC BANK PLC.

BANK ADDRESS: 8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UNITED KINGDOM

APPLICANT ACCOUNT NAME: ________

Account number: ______

SWIFT CODE: MIDLGB22

 

Receiver: TBA

BANK NAME: TBA

BANK ADDRESS: TBA

ACCOUNT NAME: TBA

ACCOUNT NUMBER (IBAN): TBA

SWIFT CODE: TBA

BANK OFICER: TBA

XXXXXX

F32A: currency/instructed amount

EURO 50,000,000.00

(FIFTY MILLION EURO)

 

ATTN:  (BANK OFFICER TBA)

 

WE, HSBC BANK PLC., WITH REGISTERED ADDRESS AT   8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK, REPRESENTED BY UNDERSIGNED OFFICERS, HEREBY CONFIRM WITH FULL BANK RESPONSIBILITY AND LABILITY ON  BEHALF OF OUR CLIENT O….______ LTD ACCOUNT NUMBER: 59651963 THAT WE ARE READY, WILLING AND ABLE TO ISSUE AND DELIVER, VIA SWIFT MT 760 PER THE ATTACHED WORDING WITH ORIGINAL WET SIGNED HARD COPY WITHIN SEVEN (7) BANKING DAYS PER BANK BONDED COURIER, ONE  (1), BANK GUARANTEE, IN ACCORDANCE WITH ICC PUBLICATION NO. 758 ISSUED BY HSBC BANK PLC. IN FAVOUR OF _________ WITH A PRINCIPAL FACE VALUE OF FIFTY MILLION EURO (€ 50,000,000.00) WITH VERBIAGE CONTEINED OF THIS TRANSMISSION.

 

WE FUTHER CONFIRM THAT THE BANK GUARANTEE IS CASH-BACKED AND IS ASSIGNABLE, TRANSFERABLE AND UNCONDITIONALLY CALLABLE UPON MATURUTY.

 

PLEASE CONFIRM, VIA SWIFT THAT YOU ARE READY TO RECEIVE AND FUND THE BANK GUARANTEE.

 

QUOTE

BG NUMBER:

PLACE OF ISSUE:

DATE OF ISSUE:

MATURITY DATE:

CURRENCY:

FACE AMOUNT:

BENEFICIARY NAME:

 

FOR VALUE RECEIWED, WE THE UNDERSIGNED DULY AUTHORIZED TO ACT ON BEHALF OF HSBC BANK PLC, WITH REGISTERED ADDRESS AT   8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK HEREBY IRREVOCABLY AND UNCONDITIONALLY WITHOUT PROTEST OR NOTIFICATION, PROMISE TO PAY AGAINST THIS BANK GUARANTEE TO THE ORDER OF BENEFICIARY’S NAME, WITH BUSINESS AND POSTAL ADDRESS AT BENEFICIARY’S ADDRESS, THE BEARER OR HOLDER THEREOF AT MATURITY, THE AMOUNT OF EUR 50,000,000.00(FIFTY MILLION EUROS) ONLY IN THE LAWFUL CURRENCY OF THE EUROPEAN UNION UPON PRESENTATION AND SURRENDER OF THIS BANK GUARANTEE AT THE COUNTERS OF THE HSBC BANK PLC, WITH REGISTERED ADDRESS AT   8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK BUT NOT LATER THAN MATURITY.

 

WE HEREBY ENGAGE WITH YOU THAT THE DEMAND MADE UNDER AND IN COMPLIANCE WITH THE TERMS OF THIS BANK GUARANTEE, SHALL BE DULY HONOURED ON DUE PRESENTATION TO US.

 

THE DEMAND HEREUNDER MUST BE MARKED “DRAWN UNDER BANK GUARANTEE NO: 0000 DATED 00/00/0000”.

 

SUCH PAYMENT WILL BE MADE WITHOUT SET-OFF AND FREE AND CLEAR OF ANY DEDUCTIONS OR CHARGES, FEES OR WITHHOLDINGS OF ANY NATURE NOW OR HEREAFTER IMPOSED OR LEVIED, COLLECTED, WITHHELD OR ASSESSED BY THE GOVERNMENT OF THE UNITED KINGDOM OR ANY POLITICAL SUBDIVISION OR AUTHORITY THEREOF OR THEREIN.

THIS BANK GUARANTEE IS TRANSFERABLE AND ASSIGNABLE WITHOUT PRESENTATION TO US AND WITHOUT THE PAYMENT OF ANY TRANSFER OR ASSIGNMENT FEES.

THIS BANK GUARANTEES SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF UNITED KINGDOM.

 

THIS BANK GUARANTEE IS SUBJECT TO THE UNIFORM RULES FOR DEMAND GUARANTEES (URDG) OF THE INTERNATIONAL CHAMBER OF COMMERCE, PARIS (FRANCE), PUBLICATION No. 758 (LATEST REVISION).

THIS SWIFT IS OUR VALID AND OPERATIVE INSTRUMENT. NO MAIL CONFIRMATION WILL FOLLOW.

ALL CHARGES ARE FOR THE ACCOUNT OF APPLICANT.

 

UNQUOTE

WE REQUEST YOU TO CONFIRM DETAILS OF THE BENEFICIARY AS STATED ABOVE AND ALSO RECONFIRM FROM YOUR CLIENT IF THIS INFORMATION IS ACCURATE FOR SWIFT MT 760 IN WHOSE FAVOUR THE BANK GUARANTEE IS TO BE ISSUED.

IF THERE IS ANY CLARIFICATIONS OR VERIFICATIONS NEEDED PLEASE DO NOT HESITATE TO COMMUNICATE WITH THE UNDERSIGNED BANK OFFICER: BANK OFFICER.

THIS SWIFT IS AN OPERATIVE INSTRUMENT AND IS VERIFIABLE ON NORMAL BANK-TO-BANK BASIS WITH FULL BANKING RESPONSIBILITY UPON RECEIPT OF CLEARANCE FROM OUR CLIENT.

 

FOR AND BEHALF OF: HSBC BANK PLC.

8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK

 

Rgds.

ITS Dept.

 

AUTHIRIZED OFFICER 1:

AUTHIRIZED OFFICER 2:

 

 

APPENDIX №3

 

VERBIAGE OF SWIFT MT760 BANK GUARANTEE

(SPECIMEN COPY – FINAL TEXT AS PER ISSUING BANK STANDARD FORMAT)

——————————-Message Header——————————-

Swift Input          FIN 760 bank GUARANTEE with face value of € 50,000,000.00

Sender

 

 

 

 

ISSUING Bank SWIFT Code

BANK NAME:

BANK ADDRESS:

BANK OFFICER:

AMOUNT:

ACCOUNT NAME:

ACCOUNT NUMBER:

 

Receiver

 

 

 

 

 

Receiving BANK SWIFT Code

BANK NAME:

BANK ADDRESS:

BANK OFFICER:

ACCOUNT NAME:

ACCOUNT NUMBER:

IN FAVOUR OF:

 

——————————–Message Text——————————–

 

27 :       Sequence of Total   X/X

20:    Transaction Reference Number   XXXXXXXXX

23 :      Further Identification  ISSUE

30:       Date  XX XX XXXX

40C:   Applicable Rules   URDG

77C:   Details of Guarantee

 

BG NUMBER:

PLACE OF ISSUE:

DATE OF ISSUE:

MATURITY DATE:

EXPITY DATE:

CURRENCY:

FACE AMOUNT:

BENEFICIARY NAME:

FOR VALUE RECEIWED, WE THE UNDERSIGNED DULY AUTHORIZED TO ACT ON BEHALF OF HSBC BANK PLC, WITH REGISTERED ADDRESS AT   8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK HEREBY IRREVOCABLY AND UNCONDITIONALLY WITHOUT PROTEST OR NOTIFICATION, PROMISE TO PAY AGAINST THIS BANK GUARANTEE TO THE ORDER OF BENEFICIARY’S NAME, WITH BUSINESS AND POSTAL ADDRESS AT  BENEFICIARY’S ADDRESS, THE BEARER OR HOLDER THEREOF AT MATURITY, THE AMOUNT OF €  50,000,000.00 (FIFTY MILLION EUROS) ONLY IN THE LAWFUL CURRENCY OF THE EUROPEAN UNION UPON PRESENTATION AND SURRENDER OF THIS BANK GUARANTEE AT THE COUNTERS OF THE HSBC BANK PLC, WITH REGISTERED ADDRESS AT   8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK BUT NOT LATER THAN MATURITY.

WE HEREBY ENGAGE WITH YOU THAT THE DEMAND MADE UNDER AND IN COMPLIANCE WITH THE TERMS OF THIS BANK GUARANTEE, SHALL BE DULY HONOURED ON DUE PRESENTATION TO US.THE DEMAND HEREUNDER MUST BE MARKED “DRAWN UNDER BANK GUARANTEE NO: 00000 DATED  DATE OF ISSUE“.

SUCH PAYMENT WILL BE MADE WITHOUT SET-OFF AND FREE AND CLEAR OF ANY DEDUCTIONS OR CHARGES, FEES OR WITHHOLDINGS OF ANY NATURE NOW OR HEREAFTER IMPOSED OR LEVIED, COLLECTED, WITHHELD OR ASSESSED BY THE GOVERNMENT OF THE UNITED KINGDOM OR ANY POLITICAL SUBDIVISION OR AUTHORITY THEREOF OR THEREIN.

THIS BANK GUARANTEE IS TRANSFERABLE AND ASSIGNABLE WITHOUT PRESENTATION TO US AND WITHOUT THE PAYMENT OF ANY TRANSFER OR ASSIGNMENT FEES.

THIS BANK GUARANTEES SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF UNITED KINGDOM.

THIS BANK GUARANTEE IS SUBJECT TO THE UNIFORM RULES FOR DEMAND GUARANTEES (URDG) OF THE INTERNATIONAL CHAMBER OF COMMERCE, PARIS (FRANCE), PUBLICATION No. 758 (LATEST REVISION).

THIS SWIFT IS OUR VALID AND OPERATIVE INSTRUMENT. NO MAIL CONFIRMATION WILL FOLLOW.

ALL CHARGES ARE FOR THE ACCOUNT OF APPLICANT.

THIS SWIFT MASSAGE IS GENUINE, AUTHENTIC, CONFIRMED, TRANSFERABLE AND ASSIGNABLE BANKING INSTRUMENT AND WAS ISSUED IN COMPLIANCE WITH THE PROPER PROCEDURES ESTABLISHED BY THE INTERNATIONAL BANK’S RULES AND REGULATIONS IN ACCORDANCE WITH BANKING LAWS.

 

THIS SWIFT MASSAGE IS AN OPERATIVE INSTRUMENT AND WILL NOT REQUIRE ANY FURTHER CONFIRMATION.

FOR AND ON BEHALF OF  HSBC BANK PLC,

8 CANADA SQUARE, CANARY WHARF, LONDON E14 5HQ, UK

 

COMPUTERIZED SIGNATURE OF AUTHORIZED BANK OFFICER #1

COM PUTERIZED SIGNATURE OF AUTHORIZED BANK OFFICER #2

————————————– Message Trailer ———————————–

 

oriental-wealth-management-36033

 

 

 

 The verbiage of SWIFT’s will be send to you after official agreeing of proposed procedure



Solutions-5If you do not agree with our terms, conditions and procedure  of work, but you are the real owner of bank instrument – we have the flexibility to find an exclusive solution  extraordinarily for you.

 

In particular, if the Principal wishes to personally oversee a deal with bank instruments belonging to him, we are ready to enter the representative of the Principal into the shareholders of one of our operating companies jurisdiction of Hong Kong with an open account in HSBC HK, give him the position of General Director (CEO) with authorized signatory on bank account and therefore all contracts, followed by the passage of the transaction via this company under his control in accordance with the signed contract. However, it will require additional time and additional cost to the Principal. As a token of their seriousness, the Principal will have to pay part of the cost of the company and  incur additional travel and accomodation expenses. Upon successful completion and verification of Swift all expenses of the Principal will be fully recovered.

 

 

 

We are willing to cooperate with an open partners, who have the financial opportunities and interested of the positive results.

 

Unfortunately our negative experience shows that the majority of the proposals coming from not financially prepared imitators who try to take advantage of some mythical arrangements with around-banking swindlers, in fact, do not have any money or contacts with bank management. Such “arrangements” lead to the loss of money and time only.

 

That is the problem.

 

We are very wary of “billionaire proposals” and we believe that it is quite enough to issue banking instrument par value 50-100-250 million US dollars / Euros by a transparent verifiable procedure, with our participation to control the issuing of bank instrument directly into the issuing bank.

We, in turn, will be fully open our mechanisms for obtaining loans, and all details of process to increase the capital we’ll give the ability to control all the processes via personal participation in the transactions via authorized signatory on the account of our company.

 

ORIENTAL WEALTH MANAGEMENT CO., LIMITED
東成財富管理有限公司
Reg.No.:1511309/ 04.10.2010 Hong Kong